2026-09-17
The ecobee Smart Thermostat Premium keeps first at 9.2 and the ranking carries forward. Heating season is weeks away for most of North America, and this year the money side of a thermostat purchase works differently, so I want to walk through it before anyone orders.
The federal Section 25C credit is gone for 2026 purchases. The One Big Beautiful Bill Act repealed it effective 31 December 2025, which means a smart thermostat bought this year earns no 30 percent federal credit. If you installed one in 2025, you can still claim it on your 2025 return with Form 5695.
Utility rebates carry on, and they now do the heavy lifting. Energy Rebate Calculator puts typical amounts at $50 to $150 from large investor owned utilities and $75 to $200 from municipal utilities and co-ops. Wisconsin's Focus on Energy, for example, offers $50 on qualifying models bought in 2026. The common requirement is ENERGY STAR certification, and some programs also ask you to enroll in a demand response program that lets the utility nudge your setpoint during peak hours. Check your utility portal or the ENERGY STAR rebate finder first, then buy the model on its list.
That is good news for the top of this ranking. The ecobee Premium, the Nest Learning Thermostat (4th gen) at 9.1 and the Honeywell Home T9 at third all appear on common rebate lists. On a $249 ecobee Premium, a $100 rebate brings the effective price close to what a basic thermostat cost a few years ago, and you still get the included SmartSensor that averages temperature across the rooms you use, a built in air quality monitor and support for every major voice platform.
Demand response enrollment is worth it in my experience. The adjustments are small and brief, the app shows each event, and you can override one with a tap when comfort matters more that evening.
Federal credit ended
Section 25C was repealed effective 31 December 2025, so 2026 thermostat purchases earn no 30 percent federal credit.
Utility rebates carry the load
Typical amounts run $50 to $150 from large utilities and $75 to $200 from municipal utilities and co-ops.
Check the list before buying
Most programs require ENERGY STAR certification, and some pair the rebate with demand response enrollment.
Top three qualify widely
ecobee Premium, Nest Learning (4th gen) and Honeywell T9 appear on common rebate lists.
Demand response is painless
Events are short, visible in the app and easy to override with one tap.